Representing individuals and small businesses in financial distress

Located in Dallas, Texas, and serving all of North Texas, the firm focuses its work on bankruptcy matters, both for individuals and businesses. Whether you’re an individual who is struggling to make ends meet, a small business owner needing to restructure its debt, or someone owes you money and has filed for bankruptcy, we will give you honest and straightforward advice about your options as well as the cost-benefit analysis associated with those options. We have extensive experience, and strive to offer compassionate, professional service to every case and customize our support to your individual needs and concerns.

 

Attorneys

 
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Partner

Howard Marc Spector

Email: hspector@spectorcox.com

Direct: 214-365-5377

Mr. Spector has practiced bankruptcy law since 1992, first with the law firm of Sheinfeld, Maley & Kay, PC, and then with Hughes & Luce, LLP, before establishing his own firm over two decades ago. He has served as counsel to large multinational clients, as well as to smaller firms and individuals, on both the debtor and creditor side of the table. Currently, his practice focuses on middle-market and small-business clients seeking advice on how to restructure liabilities in a challenging business environment. Mr. Spector also maintains an active consumer bankruptcy practice, advising individuals facing financial hardship, and assisting creditors in consumer cases as well. By not limiting his practice to one side of the debtor/creditor equation, Mr. Spector believes that his experience as both a debtor’s and creditor’s lawyer allow him to provide tailored advice to his clients, no matter where their interests lie.

Mr. Spector also serves as receiver for courts around the state of Texas, assisting in the rehabilitation, stabilization or orderly liquidation of business enterprises. In past years, he has served as a receiver for trucking concerns, energy companies, manufacturers, heavy equipment resellers, multi-family housing owners, as well as individuals under court supervision.

 

Education

Vanderbilt University School of Law
Juris Doctor, 1992

Cornell University
B.S. cum laude in Applied Economics, 1989

Professional Designations

  • Fellow of the Texas Bar Foundation (2010)

  • Mr. Spector is AV rated by Martindale-Hubbell

Bar Admissions

  • Supreme Court of Texas

  • United States Supreme Court

  • United States Court of Appeals for the Fifth Circuit

  • All Federal District Courts in the State of Texas


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Partner

Sarah Cox

Email: sarah@spectorcox.com

Direct: 214-310-1321

Sarah Cox grew up in California’s Central Valley, and then in Wichita, Kansas. She received her BA in History from McGill University in Montreal, Quebec, Canada, and then attended law school at the University of California, Davis - King Hall School of Law. She began practicing bankruptcy law in 2008 in San Jose, California - right as the economy collapsed. The financial crisis of 2008-2009 had long lasting effects for everyone. In 2010, she moved to Dallas, Texas, and in 2015, she resumed practicing bankruptcy with the law firm of Joyce W. Lindauer Attorney, PLLC. While there she represented numerous debtors in all kinds of bankruptcy, including Chapter 11 and 12.

Sarah is compassionate and diligent in her representation of clients. She brings an exceptional level of enthusiasm, dedication, and nuanced perspective that makes her work the holistic solution for financially distressed individuals and businesses.

Outside of work, Sarah is active in the Dallas Swing Dance Society, church, and the American Business Womens’ Association. During the Christmas season, she sings in a Victorian Christmas caroling group, Vocal Magic.

 

Education

University of California Davis, King Hall School of Law
Juris Doctor, 2006

McGill University
B.A., History, 2002

Bar Admissions

  • Supreme Court of California

  • Supreme Court of Texas

  • United States Court of Appeals for the Fifth Circuit

  • All federal district courts in the State of Texas and State of California